Welcome to Botero Plan Choice Agency LLC
We are an insurance agency with options tailored to you. We offer solutions for Medicare, Obama Care and much more!
Do you need help choosing your plan?
Finding the right plan can be difficult, but we're here to help you choose one that fits your needs and budget.
Do you need help choosing your plan?
Finding the right plan can be difficult, but we're here to help you choose one that fits your needs and budget.
Good insurance reflects peace of mind for your life
We represent all companies and help you choose the right plan for you based on your needs and budget.
More than just insurance
Explore and discover the ideal insurance for you and your family:
Medicare Plan Options
- Medicare Advantage Plans
- Drug Coverage Plans
- Medicare Supplement Plan
health insurance
- Aca (Obamacare)
- Supplemental Plans
- Private medical insurance
- Accident Policies
- Medical Indemnity Plan
- Subscribed Medical Insurance
- Preexisting Conditions Plan.
- Group Insurance
Dental and vision insurance
- Dental implants
- Fillings
- Routine check up
- Dental braces
- Dentures
- Dental cleaning
- Dental crowns
- Surgeries
- Eye exams
- prescription glasses
- Contact lenses
Life insurance and funeral plans
- Term Life Insurance Index
- Universal life insurance
- funeral plans
- Preneeds for final expenses
Good insurance reflects peace of mind for your life
We represent all companies and help you choose the right plan for you based on your needs and budget.
More than just insurance
Explore and discover the ideal insurance for you and your family:
Medicare Plan Options
- Medicare Advantage Plans
- Drug Coverage Plans
- Medicare Supplement Plan
health insurance
- Aca (Obamacare)
- Supplemental Plans
- Private medical insurance
- Accident Policies
- Medical Indemnity Plan
- Subscribed Medical Insurance
- Preexisting Conditions Plan.
- Group Insurance
Dental and vision insurance
- Dental implants
- Fillings
- Routine check up
- Dental braces
- Dentures
- Dental cleaning
- Dental crowns
- Surgeries
- Eye exams
- prescription glasses
- Contact lenses
Life insurance and funeral plans
- Term Life Insurance Index
- Universal life insurance
- funeral plans
- Preneeds for final expenses
Medicare Plans
We provide guided assistance for taking
of your new Medicare plan.
Original Medicare
Part A: Hospital Insurance
- Hospitalizations
- Hospice care
- Skilled Nursing Facilities
- Certain home health care
You can enroll in Medicare Part A when you turn 65. If you are already collecting Social Security disability benefits, you will be automatically enrolled in Part A.
Learn more about Original Medicare (Part A)
Original Medicare
Part B: Medical insurance
- Hospitalizations
- Hospice care
- Skilled Nursing Facilities
- Certain home health care
Medicare pays 80% of the approved charges and you pay approximately 20%. Part B is optional because you have to pay a monthly premium and meet a deductible before Medicare pays benefits.
Learn more about Original Medicare (Part B)
Medicare Advantage Plans
Part A: Hospital Insurance
Part B: Medical
Part D: Prescription Drugs
- Combines Original Medicare, Part A and Part B, in 1 plan
- Often includes Medicare Part D prescription drug coverage.
- May include additional programs and services that are not offered by Original Medicare.
These plans are part of the government's Medicare program, but are offered and administered through private insurers, such as Cigna Healthcare, and may provide additional plan benefits not found in Original Medicare. You must be enrolled in Medicare Part A and Part B to participate..
Get more information about Medicare Advantage (Part C) plans.
Medicare Supplement Plan
- Helps pay some health care costs (co-payments, co-insurance and deductibles) that Original Medicare does not cover
- Works with Original Medicare (Part A and Part B) and Medicare Part D prescription drug plans, but not with Medicare Advantage plans (Part C).
- Offers nationwide coverage with no network restrictions2
A Medicare Supplement policy (also known as a Medigap) is private health insurance in addition to Original Medicare. It helps pay approximately 20% of the Medicare expenses that Original Medicare does not cover, after the Part B deductible is met.
Get more information about Medicare Supplement Insurance
Medicare Plans
We provide guided assistance for the adoption of your new Medicare plan.
Original Medicare
Part A: Hospital Insurance
- Hospitalizations
- Hospice care
- Skilled Nursing Facilities
- Certain home health care
You can enroll in Medicare Part A when you turn 65. If you are already collecting Social Security disability benefits, you will be automatically enrolled in Part A.
Learn more about Original Medicare (Part A)
Original Medicare
Part B: Medical insurance
- Hospitalizations
- Hospice care
- Skilled Nursing Facilities
- Certain home health care
Medicare pays 80% of the approved charges and you pay approximately 20%. Part B is optional because you have to pay a monthly premium and meet a deductible before Medicare pays benefits.
Learn more about Original Medicare (Part B)
Medicare Advantage Plans
Part A: Hospital Insurance
Part B: Medical
Part D: Prescription Drugs
- Combines Original Medicare, Part A and Part B, in 1 plan
- Often includes Medicare Part D prescription drug coverage.
- May include additional programs and services that are not offered by Original Medicare.
These plans are part of the government's Medicare program, but are offered and administered through private insurers, such as Cigna Healthcare, and may provide additional plan benefits not found in Original Medicare. You must be enrolled in Medicare Part A and Part B to participate..
Get more information about Medicare Advantage (Part C) plans.
Medicare Supplement Plan
- Helps pay some health care costs (co-payments, co-insurance and deductibles) that Original Medicare does not cover
- Works with Original Medicare (Part A and Part B) and Medicare Part D prescription drug plans, but not with Medicare Advantage plans (Part C).
- Offers nationwide coverage with no network restrictions2
A Medicare Supplement policy (also known as a Medigap) is private health insurance in addition to Original Medicare. It helps pay approximately 20% of the Medicare expenses that Original Medicare does not cover, after the Part B deductible is met.
Get more information about Medicare Supplement Insurance
Health Plans
We provide guided assistance for taking
of your new Medicare plan.
Organización para el Mantenimiento de la Salud, HMO
Generally, with HMO plans, the care and services you get must come from doctors, other health care providers, and hospitals that are in the plan's network, except:
Emergency care
Out-of-area emergency care
Temporary dialysis that is out of the area
Organización de Proveedores Preferentes, PPO
A Medicare PPO plan is a type of Medicare Advantage (Part C) plan offered by a private insurance company. PPO plans have doctors, other health care providers, and hospitals that belong to a network. You will pay less if you go to doctors, hospitals, and other health care providers that belong to the network.
You can also use out-of-network providers for covered services, usually at a higher cost. You will always be covered for emergency and urgent care.
Planes de necesidades especiales, SNP
Medicare SNPs are a type of Medicare Advantage Plan (like HMOs or PPOs). Medicare SNPs limit membership to people with specific diseases or characteristics. Medicare SNPs tailor their benefits, provider choices and drug formularies to best meet the specific needs of the groups they serve.
Health Plans
We provide guided assistance for the adoption of your new Medicare plan.
Organización para el Mantenimiento de la Salud, HMO
Generally, with HMO plans, the care and services you get must come from doctors, other health care providers, and hospitals that are in the plan's network, except:
Emergency care
Out-of-area emergency care
Temporary dialysis that is out of the area
Organización de Proveedores Preferentes, PPO
A Medicare PPO plan is a type of Medicare Advantage (Part C) plan offered by a private insurance company. PPO plans have doctors, other health care providers, and hospitals that belong to a network. You will pay less if you go to doctors, hospitals, and other health care providers that belong to the network.
You can also use out-of-network providers for covered services, usually at a higher cost. You will always be covered for emergency and urgent care.
Planes de necesidades especiales, SNP
Medicare SNPs are a type of Medicare Advantage Plan (like HMOs or PPOs). Medicare SNPs limit membership to people with specific diseases or characteristics. Medicare SNPs tailor their benefits, provider choices and drug formularies to best meet the specific needs of the groups they serve.
We can help you
Our team of agents has the experience to help you identify the right options for you. They are friendly insurance agents who will take the time to answer any questions or concerns you may have. Feel free to talk to them to start your process the easy way.
We can help you
Our team of agents has the experience to help you identify the right options for you. They are friendly insurance agents who will take the time to answer any questions or concerns you may have. Feel free to talk to them to start your process the easy way.
Dental and vision insurance
If you need dental insurance, we can help you easily find an affordable plan.
Dental and vision insurance
If you need dental insurance, we can help you easily find an affordable plan, including options that combine vision and hearing coverage.
Did you know?
The World Health Organization (WHO) recommends having a dental check-up every 6 months and an eye exam once a year? You've probably heard that vision and dental fees are expensive. That's why it's important to protect your vision and dental health with an insurance plan. This way, you can protect yourself from paying out-of-pocket costs while keeping your vision and teeth healthy.
An insurance policy is the best way to stay protected and preventive care. The Ameritas Dental Network is one of the largest in the country. Network providers have agreed to charge 25% to 50% less than their regular rates, which can reduce your out-of-pocket costs. Find a classic network provider (PPO) near you.
Did you know?
The World Health Organization (WHO) recommends having a dental check-up every 6 months and an eye exam once a year? You've probably heard that vision and dental fees are expensive. That's why it's important to protect your vision and dental health with an insurance plan. This way, you can protect yourself from paying out-of-pocket costs while keeping your vision and teeth healthy.
An insurance policy is the best way to stay protected and preventive care. The Ameritas Dental Network is one of the largest in the country. Network providers have agreed to charge 25% to 50% less than their regular rates, which can reduce your out-of-pocket costs. Find a classic network provider (PPO) near you.
Ameritas Protector Plus Dental
Life Insurance or Final Expenses
Protect yourself and your loved ones with Life and Final Expense policies. These policies provide peace of mind and financial protection for your family. Final expense life insurance can help protect your loved ones from having to pay final out-of-pocket expenses.
The National Funeral Directors Association says people pay, on average, $9,420 for a funeral with viewing. The cost of cremation and visitation is slightly less, at $6,970, not including cemetery property and burial expenses.
Life insurance is a contract between an insurance customer and the life insurance company, where the insurance company agrees to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, in the event of the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness, chronic illness and critical illness may also trigger the payout. or critical illness may also trigger the payout. The policyholder generally pays a premium, either regularly or as a lump sum. Other expenses, such as funeral expenses, may also be included in benefits.
Life Insurance or Final Expenses
Protect yourself and your loved ones with Life and Final Expense policies. These policies provide peace of mind and financial protection for your family. Final expense life insurance can help protect your loved ones from having to pay final out-of-pocket expenses.
The National Funeral Directors Association says people pay, on average, $9,420 for a funeral with viewing. The cost of cremation and visitation is slightly less, at $6,970, not including cemetery property and burial expenses.
Life insurance is a contract between an insurance customer and the life insurance company, where the insurance company agrees to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, in the event of the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness, chronic illness and critical illness may also trigger the payout. or critical illness may also trigger the payout. The policyholder generally pays a premium, either regularly or as a lump sum. Other expenses, such as funeral expenses, may also be included in benefits.
You have basically three options
Term insurance
Incredible product! It is for a period of time up to 30 years usually, inexpensive product, protects your mortgage or family for a period of time.
Permanent insurance
(whole life) (excellent product, high stability)
IUL vida universal indexado
great for retirement! protect your loved ones and protect yourself in the event of a terminal, chronic or critical condition) is something called "living benefits" so you can use your benefits when you are alive.
Group insurance
We know that your employees are your top priority, that's why we have competitive plans with low out-of-pocket expenses.
Prescription coverage is also included in the plan options. Good choices equal excellent coverage, so let us help you choose the right plan for your company and your employees.
Our high level of collaboration and participation with healthcare providers helps us offer coordinated, affordable and quality plans to your employees. Through our comprehensive and personalized approach, we help them access health services and supplemental plans that cover them at the right time.
Together, we can help your employees find the right options for affordability, choice and cost savings, helping them stay healthy and perform at their best in the workplace.
Why do people choose us?
We make your life easier!
Customer service
Having an expert on hand makes the enrollment process much easier. We are here to support you.
Humanized service
We have qualified and specialized personnel, where warmth and care are our priority, which will make you feel part of our family.
Complete insurance services
We have different lines of insurance, such as: Health, life, vision, dental, supplemental insurance and funeral plans.
Tailored to your needs
Having an expert on hand makes the enrollment process much easier. We are here to support you.
With more than 6 years of experience in insurance
© 2024 Botero Plan Choice is an insurance company designed for people who like a local and personal approach.
Whether you're just looking for options or need to make a major change, we'll help you get a plan you like that can meet your needs.
Claudia Botero
Chairman
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